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Surviving the Storms of Disappointment

The articles deals with the 'storms' of depression and disappointment, and the various ways we can cope and survive life's trials. The article emphasizes the need to be optimistic and proactive in terms of dealing with disappointments. The article claims that depression is just part and parcel of life; and that all of us must learn to survive and 'weather the storms' of life.

Invoice Factoring As A Short-Term Cash Flow Solution

Invoice factoring refers to the practice where smaller companies sell invoices in order to receive money today. IN this case they do not have to wait for a credit period of 30, 60, or 90 days. Thus by selling invoices smaller companies do not create debt. This practice of invoice factoring is basically used as a finance management tool. This practice of invoice factoring is usually adopted to avoid any loans or giving any collateral against availing any loan. The fee for ...

Unsecured Start Up Loans For Small Business

Finding the right loan to start up your small business can be difficult, especially if you're trying to figure out whether or not you should accept secured or unsecured loans to meet the initial expenses of your business. These are some of the information on unsecured start-up business loans that will help you make the final decision.

Seeking Knowledge Will Give You Power

What are you interested in? We all have a passion for something. So, what is your passion? Are you actively seeking information about your passion? Knowledge, providing it is correct knowledge, will increase your power.

What are the loan benefits?

There are lenders in the market now that will loan up to $500,000 for an existing business and for new business starts. These loans are totally unsecured and the borrower can make interest only payments until the business starts making enough profits to make larger principal payments.

How To Raise Money For A Residential Development

From building one or two homes on a small plot, to a fully-fledged residential development, it's important that you have the right finance in place, or your project can ground to a halt. Acquiring land and derelict buildings for residential development is a key trend in the UK housing market. Demand for housing coupled with a lack of available land means that developers need to be creative with their plans in order to provide well-built housing that fits in with the local ...

Can Factoring Make You Money?

Simply put, factoring helps businesses meet their cash flow needs by providing immediate cash by using accounts receivable. Many people view factoring as a short-term stopgap to plug the working capital hole that inevitably presents itself in almost every growing business. Although factoring can many times help a business refresh its working capital in the midst of a 'cash crunch', it can actually be a highly profitable long-term strategy. With adequate cash flow, a busine...

From Better To Best – Corporate Branding

Have you ever wondered how multi-national companies like McDonalds, Coca-cola, Microsoft, Apple, Intel, Motorola, Sony and UPS came up with their names? Just think, if these companies have some lame or forgettable brand name, would they be as big as they are now? Every company starts out by thinking of a name. A law firm, for example, commonly uses the names of its associates, like Smith, Johnson and Brown Law Firm. The name of a woman's specialty shop should be something sen...

Writing Cover Letters That Sizzle

Anything being sent to a decision-maker should sell you, not just state facts. When conducting a job search, your cover letter and resume are in a pile for the decision-maker to review, one by one, along with a vast number of other documents submitted by other hopeful individuals. The odds that YOUR document is the very first ones on the pile are about a zillion to one! This means the decision-maker has probably read X number of cover letters (and resumes) before reaching you...

The Dangers Of Thinking Too Big And Too Broad

Planner before him' he sits puzzled' wiping sweat from his brow. Fighting off an overwhelming feeling of combined fear, wonder, dread and ambition he slowly flips through the pages as he watches the clock counting the hours left in the day. Twenty-four of them ' twenty-four hours a day is all he has. How should he spend them? Should he finish the website launch that is so close to being completed, or should he work on the e-book that is sure to replenish the dwindling bal...

How To Write A Startup Business Plan

Why Do I Need A Business Plan? Why do you need to write a business plan? There are a number of reasons. Writing a plan dramatically increases your chances of success as an entrepreneur. Here are just a few reasons why you would want to write a business plan. 1. Evaluating initial startup costs. 2. Determining what it will take to make a profit. 3. Analyzing your competition and it's success and failures (which you can capitalize on) 4. Well defined rolls of all pe...

The Importance & Basics Of Goal Setting

Goals are very important in everyone's life and, as such, goal setting is equally important to helping us achieve our hopes and dreams. The most important aspect of goal setting is to make sure that the plan is a realistic one. For example, it's impossible to make it a goal to win the lottery. Why? Because gambling is a game of chance and your actions have no real impact on whether or not that particular goal is achieved. The best type of goal setting is that which is done wi...

Small Business Funding

Is finance proving to be a bottleneck for your business? It happens with almost all businesses ' particularly small and medium sized businesses and entrepreneurs. You might have a dynamic vision, a solid business plan, some good useful asset base ' all except the much needed working capital. And this is where most business owners run up against a wall.

Bootstrap Financing Your Way To Business Success

Do you need to start or grow your business but have little money? Before you look to banks and similar sources of financing, why not bootstrap your way to business success? A bootstrap is a small loop of leather or other material that is found on the top rear or sides of a boot. The purpose of the bootstrap is to help you pull your boot on. In business, bootstrapping has come to mean helping oneself without seeking outside help. It means using your own resources to fin...

Business Development In The Rural

There is that lure in the city. Cities have in its arms the infrastructures and commerce which makes it busy but productive. In the USA, there are these rural areas which are experiencing problems due to the lack of businesses even small-scale ones. The establishment of businesses is a start of economic growth. One problem of the rural areas is that people lack capital. A few ventures because they do not have that much amount to initiate a business. With this, the local go...

Your Own Products Can Make You Rich

Although there are advantages to selling other people`s products and services, there are also drawbacks. For example, the lack of exclusive rights to your own proprietary product can mean that you are just one of thousands selling the same thing. Excessive competition can cause you to drop your prices and to lose sales, thus affecting your profits and cashflow that are so essential to your business survival. For this reason, you may decide to develop your own proprietary p...

Introduction to Accounting

Accounting is basically information, and this information is published periodically in business as a profit and loss statement, or an income statement.

CPA Exam

When you pass the CPA exam you have literally opened the door to a world of opportunities. You are a highly respected finance professional in the United States and internationally, and you are in the upper echelons of financial management.

How Much Money Does Your Business Need?

As much as I can get! This would be the answer readily shouted out by most entrepreneurs. The fact is though, both over and underestimating the amount of capital needed to fund a business can have serious negative consequences. Underestimating what you need can cause problems ranging from having to go through the whole time consuming fund raising process again, to having to shut down the company because funds have run dry. Having to go back to the original investors and as...

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